No Income Mortgages

Do you Need a No Income Mortgage in BC?

You want to purchase a property or refinance mortgage in Vancouver with your existing home but you have no income. We can get you approval for up to 80% of the property’s appraised value with little or no income and less than perfect credit.

Home Equity Loan and Debt consolidation loans are a means to pay off high interest credit cards, make home improvements, pay for education needs, pay for elective medical treatment, vacations and more. Your loan payments can be made to be “interest only” as well.

If you own a home, you can qualify based on the equity in your own home. All credit situations qualify. Proving your income is not necessary for a No Income Qualifying mortgage.

We refinance and Home Equity debt consolidation mortgages, have been a means by which thousands of British Columbia homeowners have been able to use their home equity to save money.

By taking out a debt consolidation loan (also known as a home equity loan or home debt loan or a second mortgage or a borrower is able to combine the balances of current bills and debts into one payment.

Private lenders in offer borrowers with poor credit, no credit and bad credit up to 80% of the appraised value of their home, depending on your homes location.

Institutional mortgage lenders or a non-institutional BC mortgage lender may offer borrowers with good to excellent credit the ability to borrow up to 85% of the value of their current property. We are able to refinancing your current 1st mortgage in order to reduce your costs of borrowing.

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We also work with a wide variety of bad credit lenders and private lenders that offer different programs that fit almost every situation, even if your self employed!.

When the Bank says "NO", We say "YES".

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