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          Term Bank Posted Our best Rates
         5 Year -OPEN        6.25        5.25
         1 Year        6.35        4.49
         2 Year        6.70        5.25
         3 Year        7.05        5.25
         4 Year        7.04        5.39
         5 Year        7.20        5.35*
         7 Year        7.65        6.15
         10 Year        8.00        6.25
    Last updated  10-15-2008   
    4.25%   
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