Calculators
Let our mortgage calculators’ help you answer your questions about a mortgage quickly and easily. With the various calculators, you can change the mortgage scenarios using different down payments, terms, interest rates and more.
Calculate your mortgage payment. Create an amortization schedule. Discover what you will owe in 5 years.
Calculate the maximum mortgage amount you qualify for based on your income. A great tool for buyers!
Isolate a variable in the determinants of a mortgage payment
Calculate your mortgage payment for several payment frequencies (weekly, bi-weekly, semi-monthly and monthly). Discover how many years you will shorten your amortization.
Compare the financial advantage of renting and buying based on your current monthly rent, funds towards your down payment and your desired monthly payment if you purchased a home.
Calculate your mortgage payment. Discover how many years you will shorten your amortization and how much interest savings you will realize by making a prepayment (lump sum) on your mortgage.
BC Rates Chart
| Term | Bank Posted | Our Best Rates |
| 1 Year |  3.50 |
 2.75 |
| 3 Year | 4.05 |
2.89 |
| 5 Year | 5.29 |
3.19 |
| 7 Year | 6.35 |
3.89 |
| 10 Year | 6.75 |
3.99 |
| 3 Yr-Variable | 3.00 |
2.80 |
| 5 Yr-Variable | 3.00 |
2.80 |
| 5 yr-Open | 4.00 |
3.50 |
|
Prime Rate 3.00% Last updated 01-25-2012 |
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Services List
- Refinance and Equity Take Outs
- Home Equity Loan
- Debt Consolidation
- Self Employed (Stated Income)
- Investment Properties
- Commercial Mortgage
- New Immigrant Mortgage
Specialty Finance
